<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.thepaintedstork.com/p/89-the-convergence-bet-44-of-third</loc><news:news><news:publication><news:name>The Painted Stork</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-30T06:01:39+00:00</news:publication_date><news:title>[#89] The convergence bet: NBFCs are getting TPAP licenses, TPAPs are getting lending licenses. Both sides are betting that NBFC + TPAP is the winning combination for Credit Lines on UPI </news:title></news:news></url></urlset>