<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.thepaintedstork.com/p/88-do-all-roads-in-fintech-lead-to</loc><news:news><news:publication><news:name>The Painted Stork</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-14T06:02:22+00:00</news:publication_date><news:title>[#88] Do all roads in fintech lead to license aggregation (Part 8): 2 years later, if you're an Indian fintech, you need to be full stack, lend, or go xborder to make money</news:title></news:news></url></urlset>